Nilvano Flex is the adjust mode: move money between envelopes, weeks or goals without breaking the month.
Set up the zero-based plan tonight, thank yourself on Sunday.
Nilvano Flex is the adjust mode: move money between envelopes, weeks or goals without breaking the month.
Nilvano Flex works offline, syncs when you allow it, and exports the complete history in one file whenever you ask.
Where other tools add dashboards, Nilvano Flex removes them. The month fits one screen; the year fits one page.
The zero-based plan underneath Nilvano Flex stays manual-first. Connections to banks exist, are optional, read-only, and off by default.